In theory, this type of clause should reduce value conflicts between owners who buy and sell, but this is not always the case in practice. The traditional option to finance this type of buy-sell agreement is disability insurance. But today, many life insurance companies offer a driver for people with disabilities as an optional supplement. Bundled policies are generally less expensive than two separate policies and can cover more contingencies. Both options cover disabilities, a medical condition requiring long-term care, and other serious health crises. If a homeowner can`t work because of these health issues, insurance offers a payment. The concept of these contractual agreements is a buy-sell agreement. In a perfect world, a company composed of several partners will meet a purchase-sale contract before the creation of the company.